A non-US company can typically hold and receive USD through an account issued by a provider with USD settlement access — this doesn't require US incorporation, though the review process is the provider's own.
Unlike EUR within SEPA, there's no equivalent low-cost instant scheme for USD available to most non-US accounts — USD typically moves via SWIFT and correspondent banks, which is why timing and fees can vary more by corridor.
Holding USD is about the account provider's settlement access, not the company's own country of incorporation.
Most non-US USD receipts and payments travel via SWIFT rather than a domestic-style instant scheme.
As with any SWIFT payment, fees may be deducted in transit depending on the charging option used.
Companies invoicing in USD, or paying US-based suppliers, are the most common users of a USD-holding setup.
Tell us about your structure, activity and payment needs — the essentials, not a full application.
We assess the structure and requirements against what providers typically accept before recommending a direction.
We identify a suitable regulated provider and explain what is realistically available for your case.
You complete official KYC/KYB directly with the regulated financial provider — not with Latynex.
The provider makes the final decision and activates the account. We stay involved if anything needs coordinating.
Latynex is not a bank or electronic money institution. Financial accounts and payment services are provided by independent, regulated financial institutions. Final eligibility and approval are determined by the selected provider, following its own KYC/KYB review.
No — a USD balance is a function of the account provider's capability, not the company's country of incorporation.
Not typically — there's no widely available USD equivalent to SEPA for most non-US accounts, so SWIFT timing and fees apply.
No. Latynex is not a bank, EMI or payment institution. We review your case and, where suitable, introduce it to an independent, regulated financial provider who handles the account itself.
No. No introducer can guarantee a banking or payment-account decision. The provider you are introduced to runs its own KYC/KYB review and makes the final call under its own policies.
Typically: certificate of incorporation, register of directors and shareholders, proof of UBO identity and address, a description of business activity, and evidence of source of funds. Exact requirements vary by provider.
Setup and ongoing fees vary with jurisdiction, ownership structure, business activity, expected turnover and compliance profile. The provider discloses its fees before you proceed, and any Latynex advisory fee is disclosed separately.
No obligation — we review your case and respond with a straight answer.
Tell us about your company and payment needs — we review the case and point you to a provider genuinely suited to it.
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