A European IBAN is issued by a European-regulated payment institution to service an account — it doesn't require the company itself to be incorporated in Europe, and it doesn't change the company's country of incorporation or tax residence.
Holding a European IBAN gives a non-EU company SEPA-speed, SEPA-cost EUR transfers instead of routing every euro payment through SWIFT. The company's incorporation, tax residence and legal identity are unaffected.
A European IBAN comes from a regulated bank or EMI's own infrastructure, not from an EU authority — eligibility is the provider's decision, case by case.
Companies paying or being paid in EUR regularly benefit most; a company with occasional or no EUR flows may not need one.
A European IBAN doesn't replace other currencies — the same account typically keeps SWIFT access for USD, GBP and others.
Approval depends on the specific company's ownership, activity and documentation — a European IBAN is never issued automatically because of where a company is based.
Tell us about your structure, activity and payment needs — the essentials, not a full application.
We assess the structure and requirements against what providers typically accept before recommending a direction.
We identify a suitable regulated provider and explain what is realistically available for your case.
You complete official KYC/KYB directly with the regulated financial provider — not with Latynex.
The provider makes the final decision and activates the account. We stay involved if anything needs coordinating.
Latynex is not a bank or electronic money institution. Financial accounts and payment services are provided by independent, regulated financial institutions. Final eligibility and approval are determined by the selected provider, following its own KYC/KYB review.
No. It only changes which payment rails the account can use — not the company's incorporation, tax residence or legal status.
Those with recurring EUR-denominated suppliers or customers, where routing every payment through SWIFT is slower and more expensive than it needs to be.
No. Latynex is not a bank, EMI or payment institution. We review your case and, where suitable, introduce it to an independent, regulated financial provider who handles the account itself.
No. No introducer can guarantee a banking or payment-account decision. The provider you are introduced to runs its own KYC/KYB review and makes the final call under its own policies.
Typically: certificate of incorporation, register of directors and shareholders, proof of UBO identity and address, a description of business activity, and evidence of source of funds. Exact requirements vary by provider.
Setup and ongoing fees vary with jurisdiction, ownership structure, business activity, expected turnover and compliance profile. The provider discloses its fees before you proceed, and any Latynex advisory fee is disclosed separately.
No obligation — we review your case and respond with a straight answer.
Tell us about your company and payment needs — we review the case and point you to a provider genuinely suited to it.
Check eligibility