Industry · Concept

Marketing agencies payment patterns.

Marketing and creative agencies typically show client invoicing similar to consulting, plus outgoing payments to ad platforms, freelancers and media vendors across multiple countries — a mixed flow providers generally understand well.

Client invoicingAd-platform & freelancer paymentsMulti-country vendorsRecurring retainers
What reviewers look for in this sector

A recognisable mix of income and outgoing spend.

Agencies combine client-side invoicing (similar to consulting) with vendor-side payments to advertising platforms and freelance contractors — both are well-established patterns, and the review generally focuses on whether the two sides are proportionate.

What actually decides eligibility

Not one-size-fits-all.

01

Retainer or project-based income, either is normal

Recurring monthly retainers and one-off project invoices are both standard for this sector.

02

Ad-platform spend is a recognised outgoing pattern

Regular payments to major advertising platforms are a well-understood cost category, not unusual.

03

Freelancer payments across countries

Paying remote freelance talent internationally is standard practice and reviewed as such.

04

Client and vendor sides should roughly balance

Providers generally look for consistency between invoiced income and outgoing operating spend.

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How it works

Five steps, one point of contact.

01

Submit your company profile

Tell us about your structure, activity and payment needs — the essentials, not a full application.

02

Latynex reviews the case

We assess the structure and requirements against what providers typically accept before recommending a direction.

03

Provider matching & preliminary eligibility

We identify a suitable regulated provider and explain what is realistically available for your case.

04

Provider onboarding

You complete official KYC/KYB directly with the regulated financial provider — not with Latynex.

05

Account decision & activation

The provider makes the final decision and activates the account. We stay involved if anything needs coordinating.

What Latynex is, and isn't

An introducer, not a bank.

Latynex is not a bank or electronic money institution. Financial accounts and payment services are provided by independent, regulated financial institutions. Final eligibility and approval are determined by the selected provider, following its own KYC/KYB review.

FAQ

Frequently asked questions

Are large payments to advertising platforms unusual?+

No — this is a standard, recognised outgoing payment category for marketing agencies.

Does paying international freelancers complicate account review?+

Not typically — it's an expected pattern for this sector, provided it's proportionate to the business's stated activity.

Is Latynex a bank?+

No. Latynex is not a bank, EMI or payment institution. We review your case and, where suitable, introduce it to an independent, regulated financial provider who handles the account itself.

Can Latynex guarantee approval?+

No. No introducer can guarantee a banking or payment-account decision. The provider you are introduced to runs its own KYC/KYB review and makes the final call under its own policies.

What documents are normally required?+

Typically: certificate of incorporation, register of directors and shareholders, proof of UBO identity and address, a description of business activity, and evidence of source of funds. Exact requirements vary by provider.

What affects the cost?+

Setup and ongoing fees vary with jurisdiction, ownership structure, business activity, expected turnover and compliance profile. The provider discloses its fees before you proceed, and any Latynex advisory fee is disclosed separately.

Check eligibility

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Your company

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Find the right account before you apply.

Tell us about your company and payment needs — we review the case and point you to a provider genuinely suited to it.

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