Account cost is rarely one number. It is a set of fees from several parties — the provider, the payment networks and, if you use one, an adviser — and which of them apply depends on how you use the account, not only on the account type.
A fee schedule usually mixes one-off charges, recurring charges, per-transaction charges and the exchange-rate margin. Comparing two providers by a single headline fee tends to hide the one that matters most for your own payment pattern.
Some providers charge an opening or onboarding fee, a recurring monthly or annual fee, or both; others charge neither. Whether a fee applies, and how much, is set by the provider and disclosed before you proceed.
Sending or receiving a payment can carry a fixed fee, a percentage, or both, and the amount typically differs between SEPA, SWIFT and transfers inside the same provider.
When a payment is converted between currencies, the rate offered can differ from the mid-market rate. That margin is a cost even when no separate conversion fee is shown.
Card issuing, additional IBANs, statements and reporting, account closure and correspondent-bank deductions on SWIFT payments are common line items worth asking about.
Tell us about your structure, activity and payment needs — the essentials, not a full application.
We assess the structure and requirements against what providers typically accept before recommending a direction.
We identify a suitable regulated provider and explain what is realistically available for your case.
You complete official KYC/KYB directly with the regulated financial provider — not with Latynex.
The provider makes the final decision and activates the account. We stay involved if anything needs coordinating.
Latynex is not a bank or electronic money institution. Financial accounts and payment services are provided by independent, regulated financial institutions. Final eligibility and approval are determined by the selected provider, following its own KYC/KYB review.
Any Latynex fee is disclosed to you separately and in advance, and it is distinct from what the provider charges. Provider fees are set and disclosed by the provider itself.
Not from Latynex on a provider's behalf: the provider's own fee schedule applies and the provider states it before you accept. Some fees depend on how you use the account and cannot be fixed in advance.
No. Latynex is not a bank, EMI or payment institution. We review your case and, where suitable, introduce it to an independent, regulated financial provider who handles the account itself.
No. No introducer can guarantee a banking or payment-account decision. The provider you are introduced to runs its own KYC/KYB review and makes the final call under its own policies.
Typically: certificate of incorporation, register of directors and shareholders, proof of UBO identity and address, a description of business activity, and evidence of source of funds. Exact requirements vary by provider.
Setup and ongoing fees vary with jurisdiction, ownership structure, business activity, expected turnover and compliance profile. The provider discloses its fees before you proceed, and any Latynex advisory fee is disclosed separately.
No obligation — we review your case and respond with a straight answer.
Tell us about your company and payment needs — we review the case and point you to a provider genuinely suited to it.
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