A holding company that owns shares in other entities but doesn't trade directly is reviewed differently from an operating company — providers look at the group structure, the source of funds moving through it, and why the holding layer exists.
Because a holding company's own activity is often limited to receiving dividends or managing investments, providers typically ask about the operating subsidiaries underneath it — what they do, where, and how money moves up to the holding entity.
"Why does this holding layer exist" is a normal question — asset protection, succession planning and tax-efficient group structuring are all common, legitimate answers.
Expect to describe what the operating companies underneath the holding entity actually do, not just the holding entity itself.
Money moving from a subsidiary to the holding company is a normal pattern, but the provider will want it documented, not left implicit.
The right location for a holding entity depends on the group's specific structure and goals — it isn't answered generically.
Tell us about your structure, activity and payment needs — the essentials, not a full application.
We assess the structure and requirements against what providers typically accept before recommending a direction.
We identify a suitable regulated provider and explain what is realistically available for your case.
You complete official KYC/KYB directly with the regulated financial provider — not with Latynex.
The provider makes the final decision and activates the account. We stay involved if anything needs coordinating.
Latynex is not a bank or electronic money institution. Financial accounts and payment services are provided by independent, regulated financial institutions. Final eligibility and approval are determined by the selected provider, following its own KYC/KYB review.
Not inherently — it's reviewed differently, with more focus on group structure and fund flows, but a well-documented holding structure isn't a barrier.
Providers typically ask about the operating entities underneath a holding company as part of understanding where money actually comes from.
No. Latynex is not a bank, EMI or payment institution. We review your case and, where suitable, introduce it to an independent, regulated financial provider who handles the account itself.
No. No introducer can guarantee a banking or payment-account decision. The provider you are introduced to runs its own KYC/KYB review and makes the final call under its own policies.
Typically: certificate of incorporation, register of directors and shareholders, proof of UBO identity and address, a description of business activity, and evidence of source of funds. Exact requirements vary by provider.
Setup and ongoing fees vary with jurisdiction, ownership structure, business activity, expected turnover and compliance profile. The provider discloses its fees before you proceed, and any Latynex advisory fee is disclosed separately.
No obligation — we review your case and respond with a straight answer.
Tell us about your company and payment needs — we review the case and point you to a provider genuinely suited to it.
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