Onboarding timelines range from a few days to several weeks. The variation is mostly explained by a handful of factors — documentation completeness, structure complexity, and how the specific provider's review capacity is running.
Two companies applying for what looks like the same account type can have very different onboarding timelines — the difference usually comes down to how complete the documentation is on first submission and how straightforward the ownership structure is to verify.
Back-and-forth requests for missing or unclear documents are the most common source of delay, more than the account type itself.
A single-layer ownership structure with clearly identified UBOs typically reviews faster than one with several intermediate holding entities.
Where apostille or legalisation is required, that step has its own timeline, separate from the provider's internal review.
The same provider can take longer during high-volume periods — this is normal, not specific to any one applicant.
Tell us about your structure, activity and payment needs — the essentials, not a full application.
We assess the structure and requirements against what providers typically accept before recommending a direction.
We identify a suitable regulated provider and explain what is realistically available for your case.
You complete official KYC/KYB directly with the regulated financial provider — not with Latynex.
The provider makes the final decision and activates the account. We stay involved if anything needs coordinating.
Latynex is not a bank or electronic money institution. Financial accounts and payment services are provided by independent, regulated financial institutions. Final eligibility and approval are determined by the selected provider, following its own KYC/KYB review.
It varies by provider, jurisdiction and case complexity — commonly from a few business days to a few weeks. There's no single universal figure.
Submitting complete, consistent documentation on the first attempt — most delays come from follow-up requests, not the review itself.
No. Latynex is not a bank, EMI or payment institution. We review your case and, where suitable, introduce it to an independent, regulated financial provider who handles the account itself.
No. No introducer can guarantee a banking or payment-account decision. The provider you are introduced to runs its own KYC/KYB review and makes the final call under its own policies.
Typically: certificate of incorporation, register of directors and shareholders, proof of UBO identity and address, a description of business activity, and evidence of source of funds. Exact requirements vary by provider.
Setup and ongoing fees vary with jurisdiction, ownership structure, business activity, expected turnover and compliance profile. The provider discloses its fees before you proceed, and any Latynex advisory fee is disclosed separately.
No obligation — we review your case and respond with a straight answer.
Tell us about your company and payment needs — we review the case and point you to a provider genuinely suited to it.
Check eligibility