Know Your Business (KYB) is the review a provider runs on a company before opening an account — verifying its legal existence, its ownership, and who controls it. The exact document list varies by provider and jurisdiction, but the categories are consistent.
Almost every KYB document request maps to one of four questions: does this company legally exist, who owns and controls it, who are the real individuals behind that ownership, and where does its money come from.
Certificate of incorporation, articles of association or equivalent, and a register of directors and shareholders.
Identity and address documents for ultimate beneficial owners (UBOs), typically anyone holding above a set ownership or control threshold.
A description of business activity, sometimes supported by contracts, invoices or a website — providers verify substance, not just paperwork.
Source-of-funds and, for larger or newer companies, source-of-wealth evidence — this is more detailed for higher expected turnover.
Tell us about your structure, activity and payment needs — the essentials, not a full application.
We assess the structure and requirements against what providers typically accept before recommending a direction.
We identify a suitable regulated provider and explain what is realistically available for your case.
You complete official KYC/KYB directly with the regulated financial provider — not with Latynex.
The provider makes the final decision and activates the account. We stay involved if anything needs coordinating.
Latynex is not a bank or electronic money institution. Financial accounts and payment services are provided by independent, regulated financial institutions. Final eligibility and approval are determined by the selected provider, following its own KYC/KYB review.
The categories are consistent, but exact requirements vary by provider, jurisdiction and risk profile — confirmed during case review.
More layers usually mean more documentation, not automatic refusal — clear disclosure of the full chain is what providers are actually asking for.
No. Latynex is not a bank, EMI or payment institution. We review your case and, where suitable, introduce it to an independent, regulated financial provider who handles the account itself.
No. No introducer can guarantee a banking or payment-account decision. The provider you are introduced to runs its own KYC/KYB review and makes the final call under its own policies.
Typically: certificate of incorporation, register of directors and shareholders, proof of UBO identity and address, a description of business activity, and evidence of source of funds. Exact requirements vary by provider.
Setup and ongoing fees vary with jurisdiction, ownership structure, business activity, expected turnover and compliance profile. The provider discloses its fees before you proceed, and any Latynex advisory fee is disclosed separately.
No obligation — we review your case and respond with a straight answer.
Tell us about your company and payment needs — we review the case and point you to a provider genuinely suited to it.
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