SWIFT is the messaging network banks use to instruct international payments in almost any currency, almost anywhere. It's not itself a bank account — it's how instructions travel between the banks that hold the money.
A SWIFT payment often passes through one or more correspondent banks between the sender's bank and the recipient's, especially for less common currency pairs. Each hop can add time and a deduction.
SWIFT can reach almost any bank account worldwide, but speed and cost vary by currency, corridor and how many correspondent banks are involved.
Depending on the charging option selected, correspondent banks along the route may deduct a fee before the payment arrives, so the amount received can be less than the amount sent.
A single account can typically send and receive both SEPA (for EUR, within scheme countries) and SWIFT (for everything else) — they aren't mutually exclusive.
Same-day arrival happens on some corridors; multi-day is normal on others. The provider discloses expected timing before you send.
Tell us about your structure, activity and payment needs — the essentials, not a full application.
We assess the structure and requirements against what providers typically accept before recommending a direction.
We identify a suitable regulated provider and explain what is realistically available for your case.
You complete official KYC/KYB directly with the regulated financial provider — not with Latynex.
The provider makes the final decision and activates the account. We stay involved if anything needs coordinating.
Latynex is not a bank or electronic money institution. Financial accounts and payment services are provided by independent, regulated financial institutions. Final eligibility and approval are determined by the selected provider, following its own KYC/KYB review.
Usually, for EUR payments within SEPA countries — SEPA is typically faster and cheaper. For everything else, SWIFT is the only route.
Provider policy varies and it isn't guaranteed once the payment has settled; this is a question for the account provider, not something Latynex handles.
No. Latynex is not a bank, EMI or payment institution. We review your case and, where suitable, introduce it to an independent, regulated financial provider who handles the account itself.
No. No introducer can guarantee a banking or payment-account decision. The provider you are introduced to runs its own KYC/KYB review and makes the final call under its own policies.
Typically: certificate of incorporation, register of directors and shareholders, proof of UBO identity and address, a description of business activity, and evidence of source of funds. Exact requirements vary by provider.
Setup and ongoing fees vary with jurisdiction, ownership structure, business activity, expected turnover and compliance profile. The provider discloses its fees before you proceed, and any Latynex advisory fee is disclosed separately.
No obligation — we review your case and respond with a straight answer.
Tell us about your company and payment needs — we review the case and point you to a provider genuinely suited to it.
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