Money that moves between your own companies in different countries raises four questions: who pays whom, for what, in which currency and through which account. We map the flows as they run today and list the options, so the points that need a tax adviser are visible before they become a problem.
A transfer from one group company to another is not just a bank instruction. It is a statement about the relationship: a service was provided, goods were sold, a loan was made, capital was contributed. When the label, the contract and the real activity disagree, the payment becomes hard to explain to a bank, an auditor or an authority. The review starts from the reason for each flow, not from the bank screen.
We do not state how any payment is treated for tax or whether a price between related companies is acceptable. Those are points for a licensed tax adviser, and the review lists them so the adviser starts with a clean picture.
The same transfer amount can fall into any row. Which one it is changes the paperwork, so decide it before sending money, not after.
What it may rest on: A written service arrangement between entities. What to check first: Does the entity paid actually deliver the service, and can someone show it?
What it may rest on: Sales or transfer documents between entities. What to check first: Which entity owns the stock at each point, and who invoices whom?
What it may rest on: A loan agreement or a documented advance. What to check first: Is it recorded as a loan on both sides, with repayment expectations stated?
What it may rest on: Corporate decisions of the paying or receiving entity. What to check first: Who approved it, and does the entity's own record show it?
Treatment of each row differs by country and is for the tax adviser; the table only shows what to prepare.
These are patterns we look for in the map, not conclusions about any particular group.
A payment reference such as invoice or loan is typed in by whoever sends it, then the contract is written later to match.
Customer money, supplier money and group transfers pass through the same account, so nobody can read the picture from statements.
The entity that has no reason to hold foreign currency ends up with exchange differences it did not plan for.
Entity A pays B, B pays C, C pays A, and netting happens informally in a spreadsheet nobody owns.
Legal names, where each is established and what each one does.
A list of the last representative transfers between entities, with the stated reason.
Any intercompany agreements, invoices or loan records that already exist.
If the paperwork does not exist yet, that is a finding, not a barrier to the review.
This is business and structuring analysis, not legal, tax or investment advice. Where a legal or tax opinion is needed, we say so and point you to a licensed adviser.
No. A price between related companies is a tax and transfer-pricing question for a licensed adviser. We map the flow and mark where a price is involved.
No. The review produces a written overview of routes, gaps and options. Moving money stays with your own accounts and providers.
Opening or choosing accounts is a separate service. This review looks at how flows between entities should run across the accounts you have or plan.
No obligation. We read your request and reply with a straight answer.
Describe your plan and your constraints. We reply with what we would look at first.
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